- Assessing risk tolerance, investment goals, and time horizon.
- Allocating assets across equities, fixed income, real estate, and alternative investments.
Wealth Management
Investment management and financial planning services
Many of our private clients require a more customised and sophisticated investment management and financial planning service. This includes advice on tax planning, business succession, estate planning and balanced investment portfolio construction. ELG Asset Management has developed considerable expertise in advising and working closely with clients with need of a holistic wealth management service.
Investment Management
Portfolio Construction:
Active/Passive Management:
- Actively managed portfolios involve frequent trading to outperform the market.
- Passively managed portfolios track market indices like S&P 500 or MSCI World.
Diversification:
- Spreading investments across sectors, industries, and geographies to minimize risk.
Performance Monitoring:
- Regularly reviewing and rebalancing portfolios to maintain the desired risk-return profile.
Tax Optimization:
- Implementing strategies like tax-loss harvesting or using tax-advantaged accounts to enhance after-tax returns.
Financial Planning
Goal Setting:
- Identifying short-term, medium-term, and long-term financial goals (e.g., buying a house, retirement, education funding).
Budgeting:
- Developing a comprehensive budget to track and control spending and saving habits.
Retirement Planning:
- Estimating future income needs and creating strategies to achieve those needs through retirement accounts, pensions, or other savings vehicles.
Risk Management and Insurance:
- Assessing risks and recommending appropriate insurance coverage (e.g., life, health, disability).
Tax Planning:
- Advising on tax-efficient investments and strategies to minimize tax liability.
Estate Planning:
- Structuring wills, trusts, and other mechanisms to ensure wealth transfer according to your wishes.
Debt Management:
- Developing plans to pay off high-interest debt and improve credit scores.
Personal Financial Planning
Our financial planning experts also advise our clients on planning to meet their needs at the key stages in life.
Want to know more?
If you would like to know more about our services for businesses or private clients, please call us on 01273 900995. You can also email us – enquiries@elgassetmanagement.com. One of our experienced team will be happy to help.
